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About Our Business Loans

If you have a business idea, we have the knowledge on how to support it. Business requires a solid foundation to launch successful growth.

Embarking on a new journey or challenge in life, can be filled with mixed emotions. A first business is complemented by a combination of nerves, excitement and drive – Benchmark Commercial Lending has got the right people to help you on this journey and support your first steps to owning your own business.

As a successful business model unfolds, further opportunities present themselves. When you are already a business owner, these opportunities come in various forms – another shop or franchise, a new project in the same field or a second business in a completely different industry. Wherever you see your business pathway directed the team at Benchmark Commercial Lending knows how to guide you.

Purchasing Assets is a method of gaining equity through the purchase of items, which adds to the operation and value of your business. This process involves timely payments, until the client achieves full ownership of the asset. For example, this may be a company vehicle. This loan method enables the client to obtain assets, with being mindful of sustaining the business’ cash flow and growth.

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Frequently Ask Questions

If you have a question that deals with clients, customers or the public in general, there is bound to be a need for the FAQ page.

 A business loan usually comes with a fixed monthly payment plan that you agree to when you borrow the money. Sometimes, you have the option to pay off the loan sooner than the due date without any extra charges. However, before you decide to do that, you should know about some possible drawbacks of early repayment.

One of the main risks of paying off a business loan early is that you might miss out on some interest savings. Most loans charge interest every day, so if you pay off the loan before the interest is added, you don’t have to pay it. But some lenders have a prepayment penalty, which is an extra fee for paying off the loan early. This fee can cancel out any interest savings, so its important to check with your lender before making any decisions.


Refinancing a business loan is an option that can be pursued through several different funding options, including bank loans, online loans, and SBA loans. However, the ability to refinance existing debt will largely depend on the individual business lender, the terms of your current loan, and your business’s qualifications.

When considering refinancing, it’s important to evaluate the terms of your current loan and compare them with the terms of the new loan. This can help you determine if refinancing is a good option for your business. Refinancing can help you save money by lowering your interest rate or monthly payments. However, it’s important to be aware that some lenders may impose a prepayment penalty, which is an extra fee for paying off the loan early. This fee can cancel out any interest savings, so it’s important to check with your lender before making any decisions.


Take it out when you have good credit and aren’t desperate for the money, when cash flow is strong. The better you can meet lenders’ eligibility requirements, the lower interest rates you’ll qualify for and the more loan options you’ll have. That may not be the case when you’re scrambling to pay your bills.

It’s always a good idea to plan ahead for financing you’ll need down the road. If you don’t want a lump sum of cash right now that you will have to start loan payments on right away, such as with a term loan for working capital, consider a line of credit, since you can borrow from the line whenever you need it, whether that’s a little now and a little in a few months.

Many loans require a personal guarantee, so make sure you’re in a place where you feel comfortable making that guarantee. If you are required to put up collateral or a down payment, you’d need to have that lined up before you apply for a loan.

Another good time to apply for a loan is when you’re looking to buy a piece of equipment or real estate. There is special equipment financing available where the equipment (or real estate) acts as your collateral, which may help you get a lower rate.

 Our primary offices are located in Dallas, Texas, with satellite offices in several locations around the country. We can place your commercial funding in most states throughout the country 12.

When it comes to commercial funding, it’s important to consider the fiscal stability of the state you’re operating in. Fiscal stability is vital to ensuring the success of government-sponsored programs and projects, trickling down to affect the quality of life of state residents 1. When cal also assist you in venture capital investment opportunities in states such as California, New York, Washington, Colorado, and Utah .

Submit A Preliminary Application

Now apply for a Business Loan online, All you need to do is provide your details by clicking of the application form link below.